Uninsured & Underinsured Accidents

Uninsured and Underinsured Motorists

Florida Uninsured Motorist Accident Lawyer

Being involved in any type of auto accident can create chaos in your life. Being injured by an uninsured or underinsured motorist can compound the worry. How will you pay for your medical bills? Who will compensate you for your lost wages or pain and suffering?

We Represent the Seriously Injured
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Victims of uninsured motorist accidents and underinsured motorist accidents in Florida rely on the Law Office of Charles S. Philips for effective representation and compassionate service. Please contact our law firm today for a free, initial consultation and case evaluation. There are no upfront costs, and you will pay no attorney’s fees unless we recover compensation for you.

If you have been involved in an accident with an uninsured or underinsured motorist, or if you were injured in a hit and run accident, you may be able to recover compensation from your own insurance company if you carry uninsured or underinsured motorist (UIM) coverage.

Uninsured motorist coverage shifts the financial liability from your shoulders to your insurance company. After paying up to the limits of your policy, your insurer — not you — will seek compensation from the at fault party.

Our New Port Richey uninsured motorist accident attorney will carefully review your insurance policy to see that your insurer pays the full amount of benefits you deserve from your uninsured motorists coverage. If more than one vehicle is insured on your policy, coverage may be stacked. For example, if you have $20,000 of uninsured motorist stacking coverage and two vehicles on your policy, you may receive up to $40,000.00 in benefits for compensable damages in the event of an uninsured or underinsured motorist accident.

Because Florida law does not require drivers to carry bodily injury liability coverage, there is a real risk of being exposed to financial liability after an accident. If your insurance agent didn’t explain the risks of not carrying uninsured motorist coverage or didn’t ask you to sign a form acknowledging that you were offered and denied the coverage, you may have a claim against the agent. Visit our insurance law issues page to learn more.

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Florida, personal injury lawyer Charles S. Philips represents clients throughout the Tampa Bay area, including the communities of Bayonet Point, Brooksville, Clearwater, Holiday, Hudson, Inverness, Largo, Palm Harbor, New Port Richey, Seminole, Spring Hill, St. Petersburg, Tampa, and Tarpon Springs.

With our main office in New Port Richey and satellite locations in Clearwater, Inverness, Spring Hill, and Tampa, The Law Office of Charles Philips is able to serve residents of Citrus, Hernando, Hillsborough, Pasco and Pinellas Counties in their time of need.