What Happens if I'm in a Car Accident and I Don't Notice an Injury Until More than 2 Weeks Later?

What Happens if I'm in a Car Accident and I Don't Notice an Injury Until More than 2 Weeks Later?

One of the first thoughts most people have immediately after a motor vehicle accident is, “Am I and the other passengers in my vehicle OK?”

It’s normal for adrenaline levels to soar immediately after one has been involved in an auto accident. This adrenaline rush can mask injuries and symptoms. While this may be good in some ways, it can also lead people to feel fine even when they have an injury. Often when a person feels fine, they don’t visit a doctor, because it seems unnecessary, but this can have serious medical, legal, and financial consequences down the road.

Florida law requires that to file a claim for PIP/No fault benefits with one’s insurance company for injuries suffered in an auto accident, an individual must seek medical attention within 14 days of the accident.

As a personal injury lawyer in New Port Richey, I cannot emphasize enough how important it is to see a doctor within two weeks of a motor vehicle accident regardless of how you feel.

I have seen firsthand many injuries that did not present themselves until after the two-week window has passed. Sometimes, aches and pains develop well afterward. Some examples include brain injuries, joint problems, and spinal issues. What feels like a bruise on the knee could actually be something more severe, like a ligament tear.

Let’s say you suffered through a motor vehicle accident about a month ago but are only now experiencing back pain. What happens now?

If you didn’t seek treatment in the first 14 days, medical treatment for your back injuries will not be covered by your auto insurance.

However, if you did see a doctor within 14 days of the accident, any additional doctor visits and medical treatment should be covered at 80% up to $10,000 in PIP coverage. Even if during your first visit the full extent of your injuries were not diagnosed, the law will still work for you.

The most important thing to remember is to go through the “gate” of getting that initial doctor visit within 14 days of your accident.

If you have any questions or have just been involved in an auto accident, our team at the Law Office of Charles S. Philips will gladly answer your questions and help work through your concerns. I personally have decades of experience as a car, motorcycle and truck accident lawyer in Trinity and am here to serve you.

-Chuck Philips