What Should I Do When I’ve Been in a Motor Vehicle Accident?

What Should I Do When I’ve Been in a Motor Vehicle Accident?

Suffering through a car accident can be a serious, even traumatic experience. In the immediate aftermath of a motor vehicle accident, it may be difficult to know what to do next. The Law Office of Charles Philips recommends these…

7 Things to Do After an Auto Accident

Do not discuss fault. Before we discuss what you should do, it’s important to know what you should NOT do. Regardless of whether you may think you were entirely at fault, partially at fault or not at fault at all, it is important that you do not say anything formally or informally that may give the impression you may have been at fault. Do not even say something as simple as “I’m sorry.” While you may be very sorry that the accident took place and people were affected, it is important that you do not say anything of that nature.

1). Call law enforcement. Officers will take care of a number of tasks the moment they arrive, such as investigate the accident and take pictures of the scene. They will record any witnesses who may have been present at the time of the accident and take down their information.

2) Document the scene and get contact information if you are able. If you are physically able, while waiting for law enforcement to arrive, it is wise to gather as much information as you can. Use your cell phone to take pictures of the scene. Take pictures of the license plates of all vehicles involved in the accident. Write down the name and phone number of all drivers involved and witnesses Also, take pictures of their drivers licenses.

3). Seek medical attention within 14 days of the accident. Even if you think you are ok, it’s important to get checked out by a doctor. Under Florida’s “no fault” law, you must receive medical attention within 14 days to receive any no fault coverage.

4) Contact an attorney. At this point, you may not need to hire a lawyer, but it’s beneficial to speak with a motor vehicle accident attorney. They can explain the legal process to you, advise you on what to do and say when you speak with your insurance company, and give insight into when you should hire an auto accident lawyer.

5) Contact your insurance company. Report the accident to your automobile insurance company and get a claim number. They will ask you to provide them with a statement over the phone or in person which they will record. There’s no getting around this; you are legally required to give a recorded statement to your insurance company.

6) Contact the other driver’s insurance company. Just report the accident. You are not required to provide the other driver’s insurance company with a statement. If you’re asked, decline.

7) Make sure your insurance company gives you what you deserve. As you go through the claim process with your insurance company, they may tell you their highest priority is to serve you, the customer. But keep in mind, they are a business, and every business wants to keep costs down as much as possible, including the amount of money they pay on claims.

If you ever feel as though your insurance company is misunderstanding your situation, not considering all of your losses, or giving you the run-around, consult a motor vehicle accident attorney. Even if it turns out your insurance company is being fair, having an experienced attorney on your side will give you peace of mind that you will receive the full compensation you deserve.

If you are searching for a Trinity motor vehicle accident attorney, Spring Hill motor vehicle lawyer, Brooksville auto accident attorney or Inverness motor vehicle accident lawyer, Chuck Philips has law offices available in all 4 cities and is here for you. We will listen carefully to your situation and help you determine what to do next. Contact us at any time!